USER AGREEMENT

Content:

General provisions
Subject of the agreement
Rights and obligations of the parties
Registration as a user; terms of use; your profile; conclusion of agreements
Disclaimer; Limitation of Liability; No warranty; Limited Warranty and Agreement
Making changes to the agreement
Term of the agreement and terms of termination
Applicable law/jurisdiction
Other provisions

This User Agreement (hereinafter referred to as the "Agreement") is a legal document that sets out your rights and obligations, procedures and conditions for using the materials and services of the user of AVB Invest Inc., which operates under the laws of the State of Delaware and has its registered office at 373 Lexington Avenue, 369 New York, NY, 10017 (hereinafter referred to as "Auto Venture Builder"). Users ' use of the AVB Invest Inc. product means that they unconditionally accept and agree to comply with all the terms of this Agreement.
Please read the content carefully.
This Agreement was amended on May 13, 2025

General provisions

In this Agreement, unless the text of the Agreement expressly implies otherwise, the following words and expressions used in written form with a capital letter, used in the interaction of the parties in the course of fulfilling obligations, will have the following meanings:
Administrator-AVB Invest Inc.; Registered office: 373 Lexington Avenue, 369 New York, NY, 10017; Email address: info@avbinvest.co, which owns all the relevant rights to the Site.
Acceptance— full and unconditional acceptance of the terms of this Agreement posted on the Site, an invitation to accept either in the form of a promise to immediately send, or in the form of an urgent or ongoing shipment of the relevant services, carried out by the User performing any actions to use the Site.
User authentication data— login (mobile phone number a, e-mail address of the User) and password (access code that is sent to the User to the mobile phone number or e-mail address specified by him as a login), which together are recognized as a simple electronic signature of the User. The user independently ensures the safety of their Authentication Data, as well as the ability to receive access codes sent to them.
User — a person who accesses the Site and uses the materials and services posted on the Site.
Content— any informative content on the Site, including, but not limited to, photos, audio, video, text, and other media materials.
Personal account— a personalized part of the Site, through which information and documentation are exchanged in electronic form between the User and the Site. Access to the Personal Account is performed by entering the User's Authentication Data.
Personal data— any information related to an individual (subject of personal data) identified or determined on the basis of such information, including his / her last name, first name, patronymic, year, month, day and place of birth, address, family, social, property status, education, profession, income, contact details (email address, mobile phone number) and other information required by applicable law. You are not allowed to provide Personal Data if you are under the age of 16. The Administrator will not intentionally collect personal data of persons under the age of 16.
Processing of personal data— any action (operation) or a set of actions (operations) performed with or without the use of automation tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modification), extraction, use, transfer (distribution, provision, access) depersonalization, blocking, deletion, destruction of personal data, as well as transfer of data to subsidiaries (companies) of the Administrator's organizations and implementation of measures to increase the Administrator's client base – advertising mailings based on the user's contact details.
Intellectual property is non-material results of intellectual activity presented in an objective form, i.e. works of science, literature and art; performances, phonograms, broadcasts of broadcasting or cable broadcasting organizations; programs for electronic computers (hereinafter referred to as computers) and databases; inventions, utility models, industrial designs; selection achievements; undisclosed information including production secrets (know-how); means of individualization of participants in civil turnover, goods, works and services: trade names; trademarks (service marks); geographical indications; names of places of origin of goods; other results of intellectual activity and means of individualization of participants in civil turnover, goods, works and services in cases of: provided for by the Applicable legislation, to which, in accordance with the procedure established by law, the exclusive right of the author or the right holder – Administrator is assigned.
Website — a resource on the Internet, which is a set of information and intellectual property objects contained in an information system (including a computer program, database, graphical interface design, etc.), which is accessed from various user devices connected to the Internet by means of special viewing software web pages (browser) by https network address://https://avbinvest.com/
All other terms and definitions contained in the text of the Agreement shall be interpreted in accordance with the current legislation of the Applicable Law.

Subject of the agreement

In accordance with this Agreement, the Administrator grants any User the right to use the Site free of charge in any way and in any form within the limits of its declared functionality and under the conditions set out in this Agreement.
The use of the Site is carried out in accordance with the "as is" principle adopted in international law enforcement practice. In accordance with this principle, there is no guarantee that the Site will meet all the User's requirements, work continuously, quickly and without errors; the results that can be obtained using the Site will be accurate and reliable are not attached or provided.
The User is considered to have joined this Agreement by accessing the materials and services of the Site and using the Site in any way and in any form within its functionality, including:
view materials posted on the Site.
use of the Site's services.
registration in your Merchant Profile;
sending any messages using online forms on the Site;
other use of the Site.
By using the Site, the User confirms that:
read the terms of this Agreement in full before using the Site;
unconditionally accepts all the terms of this Agreement in full without any exceptions and restrictions, and also undertakes to comply with them or stop using the Site in case of disagreement with the terms of this Agreement.
The Administrator provides the User who created a Personal Account with access to information about the Training Program, the ability to make an appointment for a welcome call to get more information about the Training Program, and access to signing an agreement with the Site Administrator. This agreement defines the terms of participation in the Training Program and comes into force from the moment it is signed by the User. After signing the agreement, the User is granted access to the Training Program (with the exception of Paid Components) in the training area chosen by them when registering their Personal Account.
Registration of the Personal Account is performed by the User on a voluntary basis.

Rights and obligations of the parties

Administrator:
In order to improve the quality of the Site, the Administrator or persons acting on his behalf have the right to collect User opinions and feedback on various issues by sending informational messages when the User visits the Site again, or by contacting the contact details specified by the User during registration of the Personal Account, by phone calls or emails. The collected opinions and reviews can be used to generate statistical data that can be used in the services implemented on the Site. Feedback provided by the User during the survey can also be published (or otherwise made public) by the Administrator.
The Administrator has the right to send informational messages to the User's email address and / or subscriber number, including, but not limited to, messages related to the operation of the Site, notifications related to the execution of contracts concluded with the User, information about password recovery, etc. Confirmation of the User's consent to receive the information messages specified in this clause from the Administrator is acceptance of the terms of the Agreement.
The Administartor has the right to transfer data to the Administrator's subsidiaries (companies) and implement measures to increase the client base – advertising mailings based on the user's Contact Details.
The Administrator reserves the right to block the User's Personal Account in accordance with the terms of the Agreement or if the User violates the terms of this Agreement.
The Administrator has the right to modify any software of the Site, carry out necessary preventive or other work, suspend the operation of the Site at any time at his own discretion, with or without prior notification to the User.
The Administrator is not responsible for any errors, omissions, interruptions, deletions, defects, delays in data processing or transmission, failure of communication lines, theft, destruction or unauthorized access to User information posted on the Site or in any other place, if such incidents occurred despite the Administrator's taking all reasonable and conscientious measures to protect the User's personal data. to prevent the specified circumstances. The Administrator is not responsible for any technical failures or other problems of any telephone networks or services, computer systems, servers or providers, computer or telephone equipment, software, failures of email services or scripts due to technical reasons.
During the term of this Agreement, the Administrator will make every effort to eliminate any technical failures and errors if they occur within a reasonable time. At the same time, the Administrator does not guarantee the complete absence of technical errors and failures due to reasons caused by a hardware malfunction, incorrect operation of the software or the software environment.
The Administrator does not grant any intellectual rights to the User, either in relation to the Site as a whole, or in relation to individual software, design solutions, literary, graphic and audiovisual works that are part of the Site.
The Administrator guarantees the accuracy, accuracy, completeness or quality of only the information that he himself has directly posted on the Site. The Administrator is not responsible for the accuracy, accuracy, completeness and quality of information posted on the Site by third parties, including Users.
The administrator does not guarantee that:

– The site will meet the User's requirements.
– the results that can be obtained using the Site will be accurate and reliable.
– the quality of any product, service, or information obtained through the use of the Site will meet the User's expectations.
– The site will work continuously, quickly, reliably and without errors and will meet the User's expectations.
– all errors on the Site will be corrected.

User:
The User undertakes to get acquainted with the current version of the Agreement every time they visit the Site before using the Site's functionality and comply with its terms.
The User undertakes to provide accurate and complete information when using the Site.
The User agrees not to take any actions and not to leave comments or posts that may be considered a violation of any Applicable law or international law, including in the field of intellectual property, copyright and / or related rights, generally accepted norms of morality and ethics, as well as any actions that lead or may lead to a violation of normal legal practice. how the Site works.
The User has the right to use the Site materials only with the written consent of the copyright holder, while quoting the Site (indicating a link to the Site).
The User undertakes to be responsible for all actions performed when using his Personal Account, as well as for the consequences caused by such actions.
When using the Site, the User does not have the right to violate the rights and legitimate interests of the Administrator, third parties, as well as to cause harm in any form, including damage to business reputation.
The User undertakes not to disrupt the normal operation of both individual services of the Site and the Site as a whole.
The User has the right to terminate access to the Personal Account by sending a corresponding notification to the Administrator.
The User is solely responsible for the legality of providing and accuracy of Personal Data of the User and other persons whose data is reported.
The User undertakes to take all reasonable measures to prevent access to the User's Personal Account by third parties.
Third person:
The User's access to the Site may cause access to third-party Internet resources and download program code or graphic objects (including those that are invisible when the browser displays Internet pages) that are used for advertising purposes and for collecting statistics. Owners of Internet resources have the technical ability to collect information about Users and independently determine the terms of its use.
The user can block requests for graphic images hosted on third-party servers by configuring the software. Blocking can lead to loss of readability and errors when displaying resources.
When Users move from the Site to the pages of third-party Internet resources, Users independently determine the limits of using information about them within the terms and conditions determined by the owners of the corresponding Internet resources. At the same time, the latter have the technological ability to access information stored on the browser side, and are responsible for observing the rights of Users in connection with its use.

Registration as a user; terms of use; your profile; conclusion of agreements

A personal account is registered by the User, but a person who is under the age of 16 cannot have a Personal Account.
The relationship between the Administrator and the user is carried out on a contractual and legal basis arising from a civil legal relationship.
The terms of use of the Site are provided for in certain parts of this agreement and other agreements, including in the Chapter Rights and Obligations of the Parties.
After completing the registration procedure for the Personal Account, the User creates his own personal account, and is responsible for the confidentiality of the user name, password, and computer system security.
The Administrator is not responsible for the use of the password and Account or for any interaction and activity in the User's Personal Account that resulted from the use of the User name and password or by persons to whom the User may have intentionally or carelessly disclosed his user name and / or password in violation of this agreement.
If the User believes that the confidentiality of the User name and / or password has been violated, the User must immediately notify the Administrator via email Администратора (info@avbinvest.co).
By using the Site, the User confirms that he has read and accepts this Agreement, in cases where the User refuses to accept this Agreement, in which case the User must immediately leave the Site.

Disclaimer; Limitation of Liability; No warranty; Limited Warranty and Agreement

The Administrator is not responsible and has no direct or indirect obligations to the User in connection with any possible or incurred losses or losses related to any content of the Site, copyright registration and information about such registration, goods or services available or received through external sites or resources or other contacts of the User that he has entered using information posted on the Site or links to external resources.
The Administrator does not assume any obligations to verify the accuracy of the Personal Data provided by the User, and is not responsible if the User provides a larger amount of data than is provided for in the corresponding forms on the Site.
The Administrator is not responsible to the User or any other third parties and does not compensate for any damage, including lost profits or lost data, damage caused to honor, dignity or business reputation, and other losses caused in connection with the use of the Site or other materials and services contained on the Site, except in cases expressly provided for by law. By agreement.
The Administrator is not responsible for the loss, substitution or damage of data, as well as for other consequences that have occurred as a result of the User's failure to comply with the conditions provided for in this Agreement.
To the maximum extent permitted by the relevant law, the Administrator is not responsible for losses resulting from the use or inability to use the Site.
For some devices, depending on the User's location, the Content may differ, in accordance with local laws and technical restrictions.

Making changes to the agreement

The Agreement may be terminated at any time at the initiative of either party. To do this, the Administrator places a notice of termination of the Agreement on the Site and (or) sends the User a corresponding notification to the email address specified by the User during registration, from the moment of such posting / sending of such notification, the Agreement is considered terminated.
In case of disagreement with this agreement, the User must stop using the Site and leave it by sending a notification to the Administrator's email about deleting the User's Personal Account. (info@avbinvest.co)
The User agrees that this Agreement may be changed by the Administrator unilaterally by posting the updated text of the Agreement on the Internet. The User confirms their consent to the changes in the terms of the Agreement by using the Site. If you do not agree with the amended version of the Agreement, the User undertakes to stop using the Site.

Term of the agreement and terms of termination

The Agreement comes into force from the moment of visiting the Site and continues until it is terminated in accordance with the terms of this Agreement.
The User agrees that this Agreement may be changed by the Administrator unilaterally by posting the updated text of the Agreement on the Internet. The User confirms their consent to the changes in the terms of the Agreement by using the Site. If you do not agree with the amended version of the Agreement, the User undertakes to stop using the Site.

Applicable law/jurisdiction

The Parties have agreed that this Agreement applies the norms of international legislation aimed at protecting the rights of AVB and Users in this area.
Users of the Site are also subject to the federal law of the United States of America and the law of the State of Delaware, unless otherwise provided by international law in the legal regulation of these legal relations.
For Users who are citizens and reside in EEA countries, these Users are subject to EU Law and the General Data Protection Regulation (GDPR), approved by Regulation No. 2016/679 of the European Parliament and of the Council of 24 April 2016.
These Users are subject to the federal law of the United States of America and the law of the State of Delaware, as long as it does not contradict EU legislation, including the General Data Protection Regulation (GDPR).
The User has the right to contact the Administrator to resolve any problems. If there is any dispute between the Parties, it will be settled in accordance with the laws of the State of Delaware, in the manner prescribed byapplicable law, and in accordance with the procedure set out below.
The Parties agree and waive all objections and claims that disputes arising out of this Agreement will be resolved through good faith negotiations between the Parties. A preliminary dispute resolution procedure is mandatory. The deadline for responding to a written claim is 15 calendar days from the date of its receipt by the Party. A claim is considered received if it is sent to the email address specified by the Parties. If a response to the claim is not received within 15 calendar days, or if the other Party refuses to negotiate, or if negotiations do not lead to a resolution of the dispute, the Party has the right to refer the dispute to the courts of the state of New York, USA , regardless of their citizenship and country of residence.

Other provisions

If the court finds any provision of this Agreement invalid or unenforceable, the remaining provisions of this Agreement will remain in full force and effect.
None of the provisions of the Agreement can be interpreted as the establishment of agency relations between the Administrator and the User, relations for conducting joint activities, or any other legal relations that are not expressly provided for in this Agreement.
In the future, other agreements may be concluded between the Administrator and the User, establishing additional legal relations between them.
The procedure for fulfilling obligations arising under other agreements concluded between the User and the Administrator is established in such agreements.